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Liberty Bell Bank privacy statement

Privacy Statement

WHAT DOES LIBERTY BELL BANK DO WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • „ Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Liberty Bell Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Liberty Bell Bank share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes— information about your transactions and experiences No We Don't Share
For our affiliates’ everyday business purposes— information about your creditworthiness No We Don't Share
For nonaffiliates to market to you No We Don't Share

Questions? Call 856-830-1100 or go to https://www.libertybellbank.com

Who we are  
Who is providing this notice? Liberty Bell Bank
What We Do  
How does Liberty Bell Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Liberty Bell Bank collect my personal information?

We collect your personal information, for example, when you

  • „Open An Account or Deposit Money
  • Pay Your Bills or Apply for a Loan
  • Use Your Debit Card
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Liberty Bell Bank has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfi nancial companies.

  • Liberty Bell Bank does not share with nonaffiliates so they can market to you
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Liberty Bell Bank does not market jointly

When you are no longer our customer, we continue to share your information as described in this notice.

ONLINE PROTECTION

All of our Internat froms and pages with customer or other sensitive information are protected by data-encrytion technology. Encryption is a procedure for turning plain text or other informaton into an unrecognizable pattern of data requiring a unique key to open or "decode" the formula. The unbroken key or closed lock on your acreen indictes that the connection is secure. Although we provide data encryption and other types of protection to maintian the security of our customers' information, there are certain security, corruption, transmission error and access-availability risks associated with using open networks such as the Internet. Should you decide at any time that you prefer not to use our online services, please visit any branch or call 856.830.1111.

HOW WE HANDLE E-MAIL

Our website does not require you to disclose any personal identifying information. If, however, you choose to contact us via e-mail, please keep in mind that your e-mail address, and any other information your e-mail header shows about you, such as your name or organizaztion, will be revealed to us in the e-mail. We pledge, however, that when you communicate with us via e-mail, we will use that information only to respond to the inquiry and provide accurate information to any questions. Your e-mail address will not be sold, nor will it be shared with others outside of Liberty Bell Bank unless we are compelled to do so by law. We want to be very clear; we will not obtain personally identifying information about you when you visit our site, unless you choose to provide such information to us.

ABOUT "COOKIES"

To provide better service and a more effective website, we use "cookies" as part of our interaction with your browser. A "cookie" is a small, text file placd on your hard drive by our webpage server. These cookies do not collect personally identifiable information, and we do not combine information collected through cookies with other with other personal information to determine who you are or your e-mail address. Cookies are commonly used on website and do not harm your system. By configuring your prefernce or options in your browser, you determine if and how a cookie will be accepted. We use cookies to determine if you have previously visited our website and for a number of administration purposes. Third-party sites may aslo use cookies.

THIRD PARTY WEB SITES

Liberty Bell Bank's web site contains links to third party web sites that you may find useful. Those sites may have thier own privacy policies. Once you leave the Liberty Bell Bank site, our privacy policy wil no longer be in effect. You should review the privacy policy of any web site before you provide personal or confidential information.


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