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PRESS RELEASE
Release Date: Apr 29, 2008 Liberty Bell Bank Announces 14% Growth and Profitable First Quarter


CURRENT RATE CHART

This rate chart contains the current information about the interest rates and annual percentage yields for some of the accounts that Liberty Bell Bank offers.

Rates are subject to change. Please call for current rate information.

HOME EQUITY FIXED RATE LOANS
(CONSUMER LOANS)
Loan Term APR APR
with
AutoPay*
12 to 60 Months 6.49% 6.24%
61 to 120 Months 6.74% 6.49%
121 to 180 Months 6.99% 6.74%
* Automatic Payment from Liberty Bell Bank account

HOME EQUITY LINE OF CREDIT
(CONSUMER LOANS)
Payment Term ** APR Current APR
180 Months Prime - 1% 4.00%
** Payment based on 1/167th principal monthly plus interest. Payments are made by Automatic Payment from Liberty Bell Bank account. "Prime" refers to current Wall Street Journal Prime Rate.

AUTOMOBILE LOANS
(CONSUMER LOANS)
Type and Term
New or Used **
APR APR
with
AutoPay*
36 Months 8.24% 7.99%
48 Months 8.74% 8.49%
60 Months 9.24% 8.99%
* Automatic Payment from Liberty Bell Bank account

** Vehicle age (based on model year) plus loan term cannot exceed eight years.

ACCOUNT LOANS
(CONSUMER LOANS)
Loans secured by Liberty Bell Bank accounts (up to 90% of balance) are available at 2.00% APR above the related deposit rate with a floor rate of 4.00% APR.


OVERDRAFT PROTECTION PLANS
Available for Liberty Bell Bank Checking Accounts.
Please phone or stop in for details.



CHECKING & SAVINGS ACCOUNTS
Account Product Name Minimum Balance to obtain APY Interest Rate Annual % Yield (APY)*
E-Statement Checking
Up to $12,500.00
$12,500.01 and up
 
2.96%
0.99%

3.00%*
1.00%*
Interest for All Checking   0.99% 1.00%
Business Owners Advantage
Up to $50,000.00
$50,000.01 and up
***
3.92%
0.99%

4.00%**
1.00%**
Money Market Accounts
Up to $50,000.00
$50,000.01 to $250,000.00
$250,000.01 to $500,000.00
$500,000.01 to $1,000,000.00
$1,000,000.01 and up
$1,000
1.49%
1.73%
2.22%
2.71%
3.25%

1.50%
1.75%
2.25%
2.75%
3.30%
Freedom Savings
Up to $50,000.00
$50,000.01 and up
 
1.49%
1.73%

1.50%
1.75%
* Annual Percentage Yield, effective as of May 8, 2008, based on interest rates shown. Rates subject to change without notice.

** Annual Percentage Yield is effective as of May 8, 2008. Rate may vary at any time. 4.00% APY on Personal Checking account for balances up to $50,000. 1.00% APY on Personal Checking account for balances $50,001 and greater.

*** Business Owners Advantage business checking account must carry a $5000 monthly average balance to avoid a $50 service charge.


CERTIFICATES OF DEPOSIT / IRA
Account Product Name Minimum Opening Deposit Minimum Balance to obtain APY Interest Rate * Annual % Yield (APY) **
60 Month (5 Yr) $500 $500 3.44% 3.50%
48 Month (4 Yr) $500 $500 3.25% 3.30%
42 Month $500 $500 3.25% 3.30%
36 Month (3 Yr) $500 $500 3.25% 3.30%
30 Month $500 $500 3.05% 3.10%
24 Month (2 Yr) $500 $500 3.05% 3.10%
21 Month $500 $500 3.00% 3.05%
18 Month $500 $500 3.00% 3.05%
13 Month $500 $500 3.00% 3.05%
12 Month (1 Yr) $500 $500 3.00% 3.05%
9 Month $500 $500 3.00% 3.05%
6 Month $500 $500 3.00% 3.05%
Jumbo CD $100,000 $100,000 Contact Contact
* CD rate requires primary checking account with Liberty Bell Bank. Must use new money to open CD. Represents .25% increase on CD rate for maintaining primary checking account with Liberty Bell Bank.

** Annual Percentage Yield, effective as of Apr 22, 2008 based on interest rates shown. Rates subject to change without notice. Penalty for early withdrawal.

APR refers to Annual Percentage Rate.
APY refers to Annual Percentage Yield.


We are most proud of our growing loan portfolio which to date has experienced negligible losses and no material delinquencies, and has no non-accruing loans. We have a very sound loan portfolio with no material concerns - good news for our shareholders and depositors.

William Dunkelberg
Chairman,
Liberty Bell Bank

Excerpt from Press Release.
Apr 29, 2008



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