CURRENT RATE CHART
This rate chart contains the current information about the interest rates and annual percentage yields for some of the accounts that Liberty Bell Bank
offers.
Rates are subject to change. Please call for current rate information.
HOME EQUITY FIXED RATE LOANS
(CONSUMER LOANS) |
| Loan Term |
APR |
APR
with
AutoPay* |
| 12 to 60 Months |
6.49% |
6.24% |
| 61 to 120 Months |
6.74% |
6.49% |
| 121 to 180 Months |
6.99% |
6.74% |
* Automatic Payment from Liberty Bell Bank account
|
HOME EQUITY LINE OF CREDIT
(CONSUMER LOANS) |
| Payment Term ** |
APR |
Current APR*** |
| 180 Months |
Prime - .25% |
4.50% |
** Payment based on 1/167th principal monthly plus interest. Payments are made by Automatic Payment from Liberty Bell Bank account. "Prime" refers to current Wall Street Journal Prime Rate.
***All Liberty Bell Bank Home Equity Line of Credit loans are subject to a floor rate of 4.50% APR.
|
AUTOMOBILE LOANS
(CONSUMER LOANS) |
Type and Term
New or Used ** |
APR |
APR
with
AutoPay* |
| 36 Months |
8.24% |
7.99% |
| 48 Months |
8.74% |
8.49% |
| 60 Months |
9.24% |
8.99% |
* Automatic Payment from Liberty Bell Bank account
** Vehicle age (based on model year) plus loan term cannot exceed eight years.
|
ACCOUNT LOANS
(CONSUMER LOANS) |
| Loans secured by Liberty Bell Bank accounts (up to 90% of balance) are available at 2.00% APR above the related deposit rate with a floor rate of 4.00% APR. |
|
| OVERDRAFT PROTECTION PLANS |
Available for Liberty Bell Bank Checking Accounts.
Please phone or stop in for details.
|
|
| CHECKING & SAVINGS ACCOUNTS |
| Account Product Name |
Minimum Balance to obtain APY |
Interest Rate |
Annual % Yield (APY)* |
E-Statement Checking
Up to $12,500.00
$12,500.01 and up
|
|
2.01%
0.50%
|
2.03%*
0.50%*
|
| Interest for All Checking |
|
0.50% |
0.50% |
Business Owners Advantage
Up to $50,000.00
$50,000.01 and up
|
*** |
2.97%
0.50%
|
3.01%**
0.50%**
|
Money Market Accounts
Up to $50,000.00
$50,000.01 to $250,000.00
$250,000.01 to $500,000.00
$500,000.01 to $1,000,000.00
$1,000,000.01 and up
|
$1,000 |
1.00%
1.24%
1.49%
1.98%
2.47%
|
1.01%
1.25%
1.50%
2.00%
2.50%
|
Freedom Savings
Up to $50,000.00
$50,000.01 and up
|
|
0.75%
1.00%
|
0.75%
1.00%
|
| Statement Savings |
|
0.50% |
0.50% |
* Annual Percentage Yield, effective as of February 4, 2009, based on interest rates shown. Rates subject to change without notice.
** Annual Percentage Yield is effective as of February 4, 2009. Rate may vary at any time. 3.01% APY on Personal Checking account for balances up to $50,000. 0.50% APY on Personal Checking account for balances $50,001 and greater.
*** Business Owners Advantage business checking account must carry a $5000 monthly average balance to avoid a $50 service charge.
|
| CERTIFICATES OF DEPOSIT / IRA |
| Account Product Name |
Minimum Opening Deposit |
Minimum Balance to obtain APY |
Interest Rate |
Annual % Yield (APY) ** |
| 60 Month CD or IRA |
$500 |
$500 |
2.50% |
2.53% |
| 48 Month CD or IRA |
$500 |
$500 |
2.50% |
2.53% |
| 42 Month CD or IRA |
$500 |
$500 |
2.35% |
2.38% |
| 36 Month CD or IRA |
$500 |
$500 |
2.35% |
2.38% |
| 30 Month CD or IRA |
$500 |
$500 |
2.30% |
2.33% |
| 24 Month CD or IRA |
$500 |
$500 |
2.25% |
2.28% |
| 21 Month CD or IRA |
$500 |
$500 |
2.15% |
2.17% |
| 18 Month CD or IRA |
$500 |
$500 |
2.15% |
2.17% |
| 13 Month CD |
$500 |
$500 |
2.00% |
2.02% |
| 12 Month CD or IRA |
$500 |
$500 |
2.00% |
2.02% |
| 9 Month CD |
$500 |
$500 |
1.75% |
1.77% |
| 6 Month CD |
$500 |
$500 |
1.75% |
1.77% |
| Jumbo CD or IRA |
$100,000 |
$100,000 |
Contact |
Contact |
|
** Annual Percentage Yield, effective as of June 9, 2009 based on interest rates shown. Rates subject to change without notice. Penalty for early withdrawal.
|
APR refers to Annual Percentage Rate.
APY refers to Annual Percentage Yield.
|
I switched from a large impersonal bank to Liberty Bell Bank, and I'm glad I did. Everyone from the tellers to the manager are friendly, accessible and helpful. The hours are excellent and deposits made until 5pm are credited the same day, so there is no delay. There are no fees, which adds up by the end of the year. I strongly recommend Liberty Bell Bank to everyone.
William Tobolsky
Attorney at Law
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HOMEPAGE
Equal Housing Lender.
