Business Lending
Our team of lenders stands ready, willing, and able to structure a customized loan solution - from credit lines to traditional loans to finance your
business or real estate needs. We focus on helping your business grow and we are anxious to help you succeed. We have the loan products you expect
from your bank.
Working Capital Lines of Credit
With a Liberty Bell Bank line of credit, your company gets immediate liquidity that you can use to fund all of your working capital needs. Whether you
want to pay your vendors before your receivables come in, or take advantage of inventory purchase discounts, or fund year-end bonuses... a line of
credit provides you and your company with maximum financial flexibility. Borrow money when you need it, pay it back when you don't, and the line of credit
remains available to you with nothing more than a phone call, fax, or email.
Real Estate Loans
Why pay rent to someone else when you can own for yourself? With a Liberty Bell Bank Commercial Mortgage Loan, you can purchase new real estate for
your company's use or as an investment vehicle. If you already own, you can borrow more to renovate or expand your existing commercial property or to
make leasehold improvements for a new tenant. If you have an existing loan, let us tell you whether or not a refinance can save you significant
dollars. Residential and commercial investors are encouraged to apply, and the application process, like for all Liberty Bell Bank loans, is entirely
free.
Equipment Loans and Leasing
Would a new piece of equipment, or a technology upgrade, help you keep up with new orders and/or streamline your manufacturing process for greater
efficiency? From small acquisitions to large ticket leasing, Liberty Bell Bank offers a variety of loans and leases to allow your company numerous
options when acquiring new equipment and machinery. In many circumstances you can even finance up to 100% of your cost.
Standby Letters of Credit
A Liberty Bell Bank Standby Letter of Credit can provide a vehicle for you to guarantee your company's credit performance (to a vendor, perhaps?) or,
for real estate developers, can be a cost-effective substitute for a performance bond in order to ensure the satisfactory completion of property
improvements.
Construction Loan
You have the availability to finance the construction of your new home. We also provide construction loans to owners/operators, investors, and
residential builders for spot lots and small subdivisions.
Government Assistance Loans
Liberty Bell Bank is an approved United States SBA lender. State and County Economic Development Loans are also available.