Today’s Loan Rates
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Loan Term
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Annual Percentage Rate (APR)
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Monthly Payment
per $1,000 |
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12 to 60 Months
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3.99%
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$18.41 |
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61 to 120 Months
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4.99%
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$10.60 |
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121 to 180 Months
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5.49%
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$8.17 |
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Payment Term **
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Annual Percentage Rate (APR)
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Current APR***
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180 Months
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Prime - .25%
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4.50%
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* Fixed Home Equity and Lines of Credit have a maximum of 80% Loan to Value.
** Payment based on 1/167th principal monthly plus interest. Payments made by Automatic Payment from a Liberty Bell Bank account. "Prime" refers to current Wall Street Journal Floating Variable Prime Rate.
***Liberty Bell Bank Home Equity Line of Credit is subject to a floor of 4.50% APR minus 0.25%with a Maximum Rate of 16% APR. Our Home Equity applications can be downloaded by going to our Personal Lending page.
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Type and Term New or Used ***
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Annual Percentage Rate (APR)
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Monthly Payment
per $1,000 |
APR with AutoPay**
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Monthly Payment
per $1,000 |
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36 Months
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8.24%
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$31.44 |
7.99%
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$31.32 |
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48 Months
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8.74%
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$24.76 |
8.49%
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$24.64 |
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60 Months
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9.24%
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$20.87 |
8.99%
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$20.75 |
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* 20% down is required for all Automobile loans.
** Automatic Payment required from Liberty Bell Bank account
*** Vehicle age (based on model year) plus loan term cannot exceed eight years.
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Loans secured by Liberty Bell Bank accounts (up to 90% of balance) are available at 2.00% APR above the related deposit rate with a floor rate of 4.00% APR.
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Available for Liberty Bell Bank Personal Checking Accounts. An overdraft application can be down loaded by going to our Personal Lending page. You can also call or stop into any banking office for an application.
Our Overdraft loan interest rate floats with the Wall Street Journal Prime plus 4.75% APR. The bank does not charge any fee(s) and does not apply any transfer fee for use of our Overdraft program.
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Today’s Deposit Rates
Effective March 1, 2013
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Freedom Statement Savings
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N/A
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N/A
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0.15%
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0.15%
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Interest Checking
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N/A
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$250
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0.10%
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0.10%
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E-Statement Checking
Up to $5,000.00
$5,001.00 and up
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N/A
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$250
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0.50%
0.10%
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0.50%
0.10%
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Money Market
Personal or Business*
Up to $49,999
$50,000 and over
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N/A
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$1,000
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0.25%
0.35%
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0.25%
0.35%
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Business Account– Operating
Personal Account
Up to $10,000
$10,001 & up
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$10,000
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N/A
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N/A
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N/A
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N/A
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N/A
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0.75%
0.15%
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0.75%
0.15%
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Business operating account must maintian a $10,000 balance to avoid $50 monthly service charge.
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6 Month CD
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$500
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0.50%
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0.50%
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12 Month CD
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$500
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0.65%
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0.65%
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12 Month CD
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$500
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0.65%
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0.65%
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18 Month CD
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$500
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1.00%
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1.00%
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18 Month CD
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$500
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1.00%
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1.00%
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24 Month CD
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$500
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1.00%
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1.00%
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24 Month CD
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$500
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1.00%
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1.00%
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30 Month CD
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$500
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1.00%
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1.00%
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30 Month CD
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$500
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1.00%
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1.00%
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36 Month CD
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$500
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1.19%
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1.20%
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36 Month CD
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$500
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1.19%
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1.20%
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48 Month CD
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$500
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1.24%
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1.25%
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48 Month CD
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$500
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1.24%
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1.25%
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60 Month CD
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$500
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1.39%
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1.40%
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60 Month CD
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$500
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1.39%
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1.40%
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| Jumbo |
$100,000 |
Negotiable
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– effective as of March 1, 2013 based on interest rates shown. Rates are subject to change without notice. Penalty for early withdrawal on Certificate of Deposits. Fees could reduce earnings. Money Market accounts incur a $10.00 charge if balance falls below $1,000.