| Click on a person's name to view his or her biography. |
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| Board of Directors |
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William C. Dunkelberg
Chairman
| William C. Dunkelberg, Ph.D., 68, is the Chairman of the Board of the Bank and a Professor of Economics at the Fox School of Business and Management, Temple University. Dr. Dunkelberg founded and is part owner of Wireless Energy Solutions, a provider of energy saving technology, and serves on the company’s board of directors. He served on the Board of Directors of NCO Group, Inc., a provider of business process outsourcing solutions, until the company was sold in 2007. NCO Group, Inc. had a class of securities registered pursuant to Section 12 of the Securities Exchange Act of 1934. He also served on the Board of Directors of Activ-e Solutions from 1998 to 2002, and the Board of Directors of Penn Fishing Tackle Manufacturing from 1994 to 2003. Dr. Dunkelberg has also served as a consultant to the National Federation of Independent Business since 1970 and is currently the chief economist for that organization. We believe Dr. Dunkelberg’s expertise in economics and his many years of experience as a director of both public and private companies make him invaluable as Chairman of our Board, and as a member of our Audit, Compensation/Personnel, ALCO/Investment, and Nominating and Corporate Governance Committees. |
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Jeffrey Altman
| Jeff Altman, 58, is the founder and Principal of Associated Financial Services Ltd., a provider of international management consulting and financial advisory services, primarily to European multi-national companies. He also is a certified public accountant. Mr. Altman also owns, and serves as an officer and director of, Corporate Services of South Jersey, Inc., a provider of business services; Baja Auto Service Inc., an automobile repair business; and York House Financial Services, a real estate finance company. He also is a majority owner of Sarah Farms Associates LLC, an agricultural business; and a 50% owner of Jerc’s Farm Inc., a management company. Mr. Altman’s broad operational, executive and financial experience make him an invaluable member of our Board and qualify him to chair our Audit Committee and to serve as a member of our Bank’s Compensation/Personnel, and Nominating and Corporate Governance Committees. |
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George F. Beppel
| Mr. George F. Beppel is a Shareholder in the firm of Ragone, Lacatena, Fairchild & Beppel, PC, Certified Public Accountants located in Haddonfield, New Jersey. For nearly three decades, Mr. Beppel has been providing valued advice and counsel to his clients. He is a member of the New Jersey Society of Certified Public Accounts, the American Institute of Certified Public Accounts, a member of the New Jersey and Pennsylvania Bar Associations and a member of the Board of Trustees of the Center for Family Services. Mr. Beppel will serve as a member of the Bank’s Audit committee. |
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Roy T. Fazio
| Roy T. Fazio, 60, is a partner and has served as the Executive Vice President and Chief Marketing Officer of Protocall Staffing Services, a regional staffing company located in Cherry Hill, New Jersey, since 1993. He also serves as the Chairman of Affiliated Staffing Group, a national network of independent staffing companies. He also is a general partner in ProtoDoctor Baseball Videos, a business that develops and sells youth instructional baseball videos, and is the founder of STARZ PromoWear, a logo business clothing company that sells promotional clothing to businesses. Mr. Fazio’s extensive experience dealing with employers and employees, as well as his contacts in the southern New Jersey marketplace, make him uniquely qualified to serve on our Board and on the Compensation/Personnel and Loan Committees. |
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Vito Germinario
| Vito Germinario, Ph.D., 62, retired in 2002 from his position as Superintendent of Moorestown Township Public Schools, where he had served since 1988. Since 2002, Dr. Germinario has served as the Coordinator of the South Jersey Education Department Programs for Fairleigh Dickinson University. Dr. Germinario’s extensive background and experience in the field of education brings to the board a unique perspective, and combined with his significant ties to the Moorestown, New Jersey community, where one of our branches is located, provides substantial benefit to the Board and the Bank. His school superintendent experience greatly assists the Bank’s Compensation/Personnel, and Nominating and Corporate Governance Committees. |
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Dean E. Kaplan
| Dean Kaplan, 50, is a co-owner and President of Kaplan Industries, Inc., which is engaged in the business of sales and servicing of compressed gas cylinders, where he has served since 1995. He also is a board member of Kaplan Investments and serves as Vice President of the Kaplan Family Foundation. We believe Mr. Kaplan’s strong executive and operational experience, and his relationships in our local community, where he lives and where Kaplan Industries’ headquarters is located, more than qualify him to serve on our Board of Directors and Loan and ALCO/Investment Committees. |
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Kevin L. Kutcher
| Kevin L. Kutcher, 55, is the President, Chief Executive Officer and Acting Chief Financial Officer of the Bank and has served in the first two capacities since August 2003. He was named Acting Chief Financial Officer in November 2006. He was a consultant to the organizers of the Bank from May 2002 to July 2003. From June 2001 to May 2002, Mr. Kutcher served as the Senior Vice President responsible for new business development for the Farmers & Mechanics Bank of Burlington, New Jersey. Farmers & Mechanics Bank acquired the former CloverBank of Pennsauken, New Jersey, where Mr. Kutcher was the President and CEO from July 1998 through June 2001. Mr. Kutcher joined the de novo Community National Bank of New Jersey in 1987, its year of inception, and served as its Executive Vice President and Chief Operating Officer until the bank’s sale to Hudson United Bank in June 1998. Mr. Kutcher is a Trustee of the Virtua Health Foundation and served as President of the South Jersey Bankers Association from 2000 to 2003. He also served as an Assistant Director for the Bank Administration Institute’s Graduate School of Financial Management at the University of Wisconsin and at Vanderbilt University from 1989 to 2002. Our Board continues to believe that Mr. Kutcher’s significant experience in the banking industry, particularly with respect to growing a de novo bank, qualifies him for service as our President and Chief Executive Officer and as a member of our Board. |
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James A. Tamburro
| James A. Tamburro, Esquire, 45, is currently the managing partner at Tamburro Law Offices located in Marlton, New Jersey, where he practices civil litigation and real estate and corporate law. He also is a licensed real estate agent for MBR Realty. We believe Mr. Tamburro’s legal background and experience combined with his knowledge of the real estate market qualify him as a member of our Board of Directors, and to serve on our Audit, ALCO/Investment and Nominating and Corporate Governance Committees. |
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Joseph Maressa Jr.
| Mr. Maressa is President of Title America Agency Corporation, Berlin, NJ and a partner in the law firm of Maressa Patterson, LLC. A lifelong resident of Camden County, Mr. Maressa is active in the Saint Simon Stock Parish, the Builders League of South Jersey, and a member of the Dean’s Development Council of the University of Medicine and Dentistry of New Jersey. In addition, Mr. Maressa is a member of the Camden Diocese Real Estate Review Committee, is a member of the Board of Directors of the South Jersey Port Corporation and is an active member of the Chancellor Development LLC which locates and develops sites for CVS and WAWA. Mr. Maressa supports numerous local charities including the Ronald McDonald House, American Red Cross, American Cancer Society, Boys and Girls Club of Camden County, and the Senator Joseph Maressa Endowed Scholarship/UMDNJ. Mr. Maressa is married with 2 sons. |
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| Senior Management |
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Kevin L. Kutcher
President, CEO & Acting CFO
| Kevin L. Kutcher, 55, is the President, Chief Executive Officer and Acting Chief Financial Officer of the Bank and has served in the first two capacities since August 2003. He was named Acting Chief Financial Officer in November 2006. He was a consultant to the organizers of the Bank from May 2002 to July 2003. From June 2001 to May 2002, Mr. Kutcher served as the Senior Vice President responsible for new business development for the Farmers & Mechanics Bank of Burlington, New Jersey. Farmers & Mechanics Bank acquired the former CloverBank of Pennsauken, New Jersey, where Mr. Kutcher was the President and CEO from July 1998 through June 2001. Mr. Kutcher joined the de novo Community National Bank of New Jersey in 1987, its year of inception, and served as its Executive Vice President and Chief Operating Officer until the bank’s sale to Hudson United Bank in June 1998. Mr. Kutcher is a Trustee of the Virtua Health Foundation and served as President of the South Jersey Bankers Association from 2000 to 2003. He also served as an Assistant Director for the Bank Administration Institute’s Graduate School of Financial Management at the University of Wisconsin and at Vanderbilt University from 1989 to 2002. Our Board continues to believe that Mr. Kutcher’s significant experience in the banking industry, particularly with respect to growing a de novo bank, qualifies him for service as our President and Chief Executive Officer and as a member of our Board. |
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Silvana Milelli
Senior VP & Chief Operations Officer
| Silvana Milelli, 56, has worked for the Bank since 2003 and is currently Senior Vice President and our Chief Operating Officer. From July 2001 to August 2003, she worked as a consultant to the organizers of the Bank in connection with its formation and organization. From 1995 to July 2001, she worked for Mellon PSFS as a district sales and service specialist/trainer and a market sales and service manager. |
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James L. Greene
Senior VP & Chief Deposit Officer
| James L. Greene, 46, has served as Chief Deposit Officer of the Bank since October 2009. Prior to that, Mr. Greene was President of Infinity Title Agency, Inc. in Moorestown, New Jersey, a company he founded in 1992. From 1987 to 1992, Mr. Greene worked as an Assistant Vice President and Business Development Officer at First Peoples Bank of NJ. |
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John R. Herring
Senior VP & Chief Lending Officer
| John R. Herring, 50, has served as Senior Vice President since 2006 and Chief Lending Officer since September 2008. Mr. Herring joined the Bank in June 2004 as Vice President and Senior Lending Officer. Prior to his employment with the Bank, he was the lead line lender for Cornerstone Bank from 2000 to June 2004. |
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Brian Schaeffer
Senior VP & Chief Technology Officer
| Brian Schaeffer, 40, has worked for the Bank since November 2002 and is currently Senior Vice President and our Chief Information and Technology Officer. From 2001 to 2002, Mr. Schaeffer served as the Chief Technology Officer of Liberty Bell Financial, and served on its Board of Directors from March to November in 2002. From 2000 to 2001, Mr. Schaeffer was the Chief Technology Officer of Avidlearn, Inc., and from 1998 to 2000, he served as a Senior Systems Administrator for Dow Jones and Company, Inc. |
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Dennis A. Costa
Senior VP & Controller
| Dennis A. Costa, 58, has served as Senior Vice President, Controller and Principal Accounting Officer of the Bank since December 2010. Prior to that time, he served as Vice President/Finance and Chief Accounting Officer of the Bank since January 2008, and before that was Vice President and Controller of the Bank since July 2004. Prior to joining the Bank, Mr. Costa served as Vice President and Accounting Operations Manager for The Trustcompany of New Jersey from December 1997 to May 2004. |
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